7 Useful dashcams that can actually help you lower your car insurance

Get peace of mind every time you set off on a car journey with a dashcam. We've got the most high-tech, affordable, and—most importantly—reliable selection in today's article.

A dashcam acts as a witness that records evidence in the event of an accident. Having this proof that you weren’t at fault in a collision can save you a lot of hassle and, not to mention, keep your insurance premiums reasonable. So, in today’s Daily Digest, we have the top seven useful dashcams to help lower your car insurance—some even have additional features to enhance your road safety.

Related: Must-have car gadgets and accessories for road trips

These digital video cameras are both a friend and a foe because they can cause distractions if they’re not placed safely in your vehicle. Though, if you’re constantly on the road, investing in a dashcam is a sensible choice. They can help resolve possible claims up to 50% quicker. And nobody wants a long, drawn out vehicle dispute, especially when you’re not to blame.

Having this useful car accessory can also evade fraudulent claims from other drivers claiming that you’re the one at fault. But you don’t have to wait for a collision to relish in the benefits of owning a dashcam; some insurers even provide a 20% discount to drivers who merely own and use a dashcam for car journeys. That’s an incredible saving for giving yourself peace of mind. With these impressive statistics, let’s explore the top useful dashcams to buy right now.

1. The Bluebox Co-pilot is more than a dashcam; it also includes Blue Mechanic to diagnose your engine light without a professional.

The Bluebox Co-pilot includes four features: Dashcam, Securitycam, Milesaver, and Blue Mechanic. Plus, the brand promises to release more advancements. Moreover, this useful dashcam includes interior and exterior cameras, making it great for taxi drivers and daily commutes. Best of all, it’s simple to record footage and export it to your insurance company. This dashcam even tracks your mileage, making it ideal if you use your vehicle for work.

Preorder this high-tech smart driving assistant from Kickstarter for $169.

2. The Vantrue N4 is a useful dashcam with 24-hour motion and collision detection. It even automatically switches to standby mode when you’re parked and your vehicle is unattended.

Install the three-camera Vantrue N4 in your car to record the front, back, and inside of your vehicle for all-around protection. Moreover, this gadget includes a sensitive G-sensor that will automatically overwrite the oldest file if it needs to begin recording a collision. In fact, it can store up to 256 GB of external memory. Finally, the dashcam’s front lens can increase exposure instantly in dark situations for clear footage day and night.

Purchase this 3-channel dashcam for $259.99.

3. Sporting a slim profile, the Nexar Beam records 1080p Full HD video and includes a built-in GPS and suction cup mount.

Use the Nexar Beam to help lower your insurance premiums as well as navigate to your destination. Available in various internal memory options—32 GB, 64 GB, 128 GB, and 256 GB—this dashcam can obtain 4–36 hours of footage. Moreover, the parking mode provides security when your car is parked, as it’ll automatically begin recording if it senses a collision.

Order this GPS dashcam for $94.95.

4. Drive smarter and safer with the Cobra Road Scout. This high-tech dashcam constantly monitors road conditions ahead and even alerts you of upcoming speed cameras.

The Cobra Road Scout can do more than help to lower your insurance costs; it shares useful driving data such as your speed, road conditions, and even smart notifications to help you become a safer, better driver. Moreover, this dashcam operates as a GPS, too, sending you directions and live traffic data en route.

Treat yourself to this dashcam for $399.95.

5. Recording footage at 1,440p HD at 30 fps, the Nextbase 522GW captures all details on the road. It even alerts emergency services of your location in the event of an accident.

You won’t regret purchasing the Nextbase 522GW. This high-tech dashcam includes an intelligent parking mode to automatically begin recording if it detects any bumps or movement on your vehicle when it’s unattended. Additionally, this device boasts a 3-inch HD IPS display with playback, easy sharing, and menu selection.

Order this Alexa dashcam for $209.99.

6. The Garmin Dash Cam 66W provides a 180-degree field of view, crisp 1,440p footage, camera alerts, and even voice control.

Get security on the road with the Garmin Dash Cam 66W. This smart dashcam provides driver alerts including forward collision, lane departure warnings, and even “go” prompts to improve your awareness. Moreover, the voice control feature makes it easier to begin recording and save a video or picture.

Purchase this wide-angle dashcam from Amazon for a discounted price of $199.99.

7. Discreet and smart, the Pioneer ND-DVR100 includes driving and parking modes and records at 27.5 fps to never miss a moment.

Finally, the Pioneer ND-DVR100 won’t take up much room on your windshield. Designed with a 2-inch LCD screen and an 11.48-foot charging cable, this dashcam is user-friendly. It also includes adhesive tape to conveniently attach it to your windshield.

Order this low-profile dashcam for $195.58.

Keep safe on the roads with a smart dashcam. Which are your favorites? Let us know in the comments.

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